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Data and identity custodians become money custodians, and vice versa. U.S. CFPB requires that banks export personal data when authorized by consumers, laying the groundwork for commercial data vaults. Could a Personal Data Vault on Mac Mini be connected to Apple Private Cloud Compute (PCC) LLM?

https://www.consumerfinance.gov/about-us/newsroom/cfpb-final...

> The rule requires financial institutions, credit card issuers, and other financial providers to unlock an individual’s personal financial data and transfer it to another provider at the consumer’s request for free.. Consumers will be able to access, or authorize a third party to access, data such as transaction information, account balance information, information needed to initiate payments, upcoming bill information, and basic account verification information. Financial providers must make this information available without charging fees. The rule moves the United States closer to having a competitive, safe, secure, and reliable “open banking” system.

Will Facebook return to the digital currency business? https://en.wikipedia.org/wiki/Diem_(digital_currency)


> Will Facebook return to the digital currency business?

Good question. Probably not, especially after this. If you handle other peoples' money, you have legal responsibilities. Facebook hates that.


https://decrypt.co/290718/who-is-most-likely-to-replace-gary...

> potential Gensler replacements.. includes Hester Peirce and Mark Uyeda, both SEC commissioners; Dan Gallagher, Robinhood’s chief counsel; former chairman of the U.S. Commodity Futures Trading Commission, Chris Giancarlo; and former Binance.US CEO Brian Brooks.


If so, the author deserves a Web Signal Award for succeeding where customers, regulators and execs failed despite years of trying.

September thread on Forbes Marketplace and "parasite SEO" (300 comments), https://news.ycombinator.com/item?id=41590466


As others noted, this has been an issue for years. What prompted Google to act now, using a manual override that was supposedly not feasible in the era of algorithms? Did the viral articles by Lars provide ammunition for teams within Google?

In addition to Apple devices that include 3-month trial (laptops, phones, tablets), Apple TV is available on smart TVs, Roku, Amazon Fire TV, etc.

https://www.tomsguide.com/news/apple-tv-plus-free-trials

Apple TV can also access some movies from Vudu and MoviesAnywhere.


Further in the newsletter.

  Apple is focused on licensing its movies to other companies, such as foreign TV networks and stores, where viewers can rent or buy them, according to a person familiar with the plans. The company isn’t [yet] planning to license its original TV shows to third parties.. Apple has already started selling TV+ via Amazon in a bid to increase the audience for the service. Licensing to third parties will generate additional revenue and introduce Apple movies to people who don’t yet pay for TV+.

In addition to the experiential gap between theatre and film, we have productions which translate from one to the other. Each is a distinct market.

A subset of the Chinese TV version of "Three-Body Problem" consists of video gameplay "footage". The lack of human actors is compensated by over the top footage of cataclysms, which could never be filmed. It's mostly additive to the storyline with human actors.

AI can create new media markets with different cost structures. These will necessarily subtract some attention-minutes from existing film audiences. But it should also lower production costs for artistic filmmakers focused on portrayal of human actors for human audiences.


> avoiding the transfer of data to untrusted data centers

In short order, this will create a large corpus of unsecured local data.

Is the user expected to secure the data independently?

Do Recall/Rewind help the user to filter recorded data for retention or deletion?


This is odd. Why would you secure this piece of data and leave everything else open?

Surely you encrypt your disk rather than trying to secure this one app? I mean there’s far more valuable stuff to on your machine than anything this app could possibly store


Things that are fleetingly on-screen are not commonly stored on disk forever. That changes with these apps.

Rewind and Recall also store similar data locally but maybe not only locally. And Recall/Rewind allow data deletion, they can retain the most recent data based on time.

Rewind and Recall are 2 separate projects and 2 separate installers. I use Rewind and I have several outbound network monitoring apps as well as local disk monitoring apps. Rewind does not send data offsite.

Rewind does glitch sometimes specifically with audio recording which is extremely annoying. You go back to an area where you thought you had audio notes only to find you didn’t - even though you had audio recording turned on the whole time. It has something to do with meeting detection. Which is silly bc disk space is cheap just auto record. I do like the concept of an open source version and I will look into this.


Thanks to PR debacle, Recall now encrypts the data in a VM, https://www.windowscentral.com/software-apps/windows-11/wind...

If this is very important, I suppose I will implement encryption for stored data in future versions.

However, I still have a question about this: it seems that lots of hard disk is already encrypted. After all, I also store a large amount of personal photos, documents, bills, and other important information on my computer, and I haven’t meticulously encrypted all this data again. Should I be doing that?


It’s a question of risk.

Full disk encryption targets a different threat model - disk encryption protects against someone grabbing your computer.

Writing into an encrypted blob on disk adds a layer of protection against bad actors exfiltrating data by running code on the laptop.

Overall I really am amazed that this sort of thing is now possible and appreciate a privacy-aware / local compute and storage version of it!


You can't have it both ways. You can either own your data and secure it yourself or you can entrust it to someone else and hope they don't leak it (they will). A lot of the data is already stored in your computer anyways, such as your browser history.

"large corpus of unsecured unsecured local data" is this much worse than unencrypted outlook mailbox (pst or est)? Or offline files from your Dropbox/GDrive/etc? Or your browser profile?

I guess it's worse in the sense that it also records audio, but large corpus of information is already at risk on a unsecure or compromised devices


I don’t record audio because I believe this is already a built-in feature in many meeting software applications.

> The comments are then retrieved from the Algolia API

Could comments be retrieved from the HN page?


this is a good idea, the api query also works when navigating to an article from the HN front page, when the comments are not on the page

> handful of arms

Well done.


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