Apple Pay online is hands down my favorite payment method. It kicks PayPal’s butt in speed and ease. The problem is that many merchants still don’t implement it fully
I want to use Apple Pay wherever possible, because I find using Apple Pay on my Apple Watch at retail point of sale to be incredibly convenient.
I use Apple Pay all the time at Wawa, Wegmans, Target, and Apple stores, as well as some fast food and quick serve restaurants. I generally can't use Apple Pay at Home Depot or Walmart.