I usually hear Avante mentioned in these discussions, which someone has already mentioned.
Back when I wrote https://github.com/hiAndrewQuinn/shell-bling-ubuntu LazyVim seemed to provide the simplest out of the box experience for getting Copilot up, but I'm not sure if it has continued going down that path.. It's been a minute since I've used it in anger. Maybe Lazy has already added Avante and I'm just not aware of it?
I doubt there is a service that bundles a bunch of API access for one subscription fee and works with vim. But there are a few plugins that provide cursor like functionality and let you bring your own API key. Avante and code-companion are the most widely used ones. Magenta.nvim looks promising.
This particular feature which lets you write instructions/notes as code comments is most relevant https://aider.chat/docs/usage/watch.html
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